“You did?”
“Yes.”
“Why?”
“Because you told me you wanted Benjamin to help with your finances.”
“I wanted him to help me understand some of the online banking.”
Richard looked down.
“I remember.”
“I never told him to make payments.”
“No.”
He turned another page.
“That’s why I came.”
My stomach tightened.
“What are you saying?”
Richard took a breath.
“I believe your son misunderstood the authority you gave him.”
“Misunderstood?”
“Yes.”
I stared at him.
“Richard, my son didn’t accidentally pay his mortgage with my money for fifteen years.”
He said nothing.
“He didn’t accidentally pay his country club.”
Nothing.
“He didn’t accidentally transfer money to a business account I had never heard of.”
Richard lowered his eyes.
“No.”
I sat down across from him.
“So what happened?”
He opened the folder again.
“There was a second account.”
My heart stopped.
“What second account?”
“Your husband established it before
